+1(714) 415-2284 Sales@4girlscoffee.com

Payment Policy

4 Girls Coffee

Effective Date: January 2026

This Payment Policy outlines the accepted payment methods, processing procedures, billing terms, and financial guidelines for purchases made with 4 Girls Coffee.

We are committed to providing secure, transparent, and convenient payment options for our customers across the United States and worldwide.

1. Business Information

Business Name: 4 Girls Coffee
Address: 1226 E McFadden Ave, Santa Ana, CA 92705
Phone: +1 (714) 415-2284
Entity No.: B20260004074
Shipping Coverage: United States & Worldwide

We specialize in professional coffee equipment, including:

  • Group Ruggero

  • Group Megacrem Coffee Machine

  • Industrial Coffee Grinder

  • Francino Contempo

  • Carimali Pratica

  • Group Zircon High

  • 3 Group Onyx PRO

  • Commercial Espresso Grinder

  • 9Barista Espresso Machine

  • Additional commercial espresso machines and accessories

2. Accepted Payment Methods

We offer multiple secure payment options for customer convenience:

✔ Credit & Debit Cards

We accept major credit and debit cards, including:

  • Visa

  • Mastercard

  • American Express

  • Discover

All card transactions are processed securely through encrypted payment gateways.

✔ ACH Bank Transfers (U.S. Customers Only)

U.S.-based customers may pay via ACH bank transfer.

  • Funds must clear before order processing begins.

  • Processing times may take 1–3 business days.

  • Orders will not ship until payment confirmation is received.

For large commercial equipment purchases, ACH transfers are often preferred.

✔ Apple Pay

Apple Pay provides a secure and convenient checkout experience for compatible devices.

  • Biometric authentication enhances transaction security.

  • Available for supported browsers and devices.

✔ Google Pay

Google Pay allows fast and secure checkout using saved payment methods.

  • Encryption protects payment information.

  • Available on compatible platforms.

✔ Klarna (Buy Now, Pay Later Option)

Eligible customers may choose Klarna installment payment options, subject to approval by Klarna.

  • Payment plans are managed directly by Klarna.

  • 4 Girls Coffee is not responsible for Klarna’s approval decisions or financing terms.

  • Customers must comply with Klarna’s policies and agreements.

✔ Link Payment Option

We support secure Link payment options for streamlined checkout.

  • Saves payment information securely for faster transactions.

  • Available where supported by the payment processor.

3. Currency & Pricing

  • All prices are listed in U.S. Dollars (USD) unless otherwise specified.

  • International customers are responsible for currency conversion fees charged by their bank or payment provider.

  • Prices may change without prior notice.

4. Payment Processing

Orders are processed only after successful payment authorization.

  • Credit card and digital wallet payments are typically authorized immediately.

  • ACH transfers require bank verification before shipment.

  • Klarna payments are subject to external approval.

If payment authorization fails:

  • The order will not be processed.

  • Customers will be notified to provide an alternative payment method.

5. Fraud Prevention & Security

To protect both customers and our business:

  • All payments are screened for fraud prevention.

  • We may request identity verification for high-value transactions.

  • Suspicious or unauthorized transactions may be declined.

  • Orders flagged for fraud may be canceled.

We utilize encrypted SSL technology and secure payment processors to safeguard sensitive information.

6. Large Equipment & High-Value Orders

For large commercial equipment such as:

  • 3 Group Onyx PRO

  • Group Zircon High

  • Group Megacrem Coffee Machine

  • Industrial Coffee Grinder (high-capacity models)

We may:

  • Request additional payment verification.

  • Require ACH or bank transfer for large transactions.

  • Confirm billing and shipping details prior to shipment.

These measures protect both the customer and 4 Girls Coffee.

7. Taxes

  • Applicable U.S. sales tax may be charged based on state requirements.

  • International customers are responsible for import duties, VAT, and customs-related taxes.

  • Tax amounts, when applicable, will be shown at checkout.

8. Payment Confirmation

After a successful transaction:

  • Customers receive an order confirmation email.

  • A payment receipt is issued.

  • A second email will provide shipping confirmation once dispatched.

Customers should retain payment receipts for their records.

9. Refunds & Chargebacks

Refunds are processed according to our Refund & Returns Policy.

  • Refunds are issued to the original payment method.

  • Processing time may take 5–10 business days.

  • Klarna refunds follow Klarna’s refund process.

We encourage customers to contact us directly before initiating chargebacks.

Unauthorized chargebacks may result in:

  • Order suspension

  • Account review

  • Additional administrative processing

10. Payment Disputes

If you believe there is an error in billing:

  1. Contact us immediately at +1 (714) 415-2284.

  2. Provide your order number and payment details.

  3. Allow us an opportunity to investigate and resolve the issue.

We are committed to resolving disputes professionally and efficiently.

11. International Payments

For international customers:

  • Currency conversion fees are determined by your financial institution.

  • Wire transfer options may be arranged for large international orders.

  • Payment must clear before export documentation is processed.

12. Payment Plan Responsibility (Klarna)

If using Klarna:

  • Customers enter into a financing agreement directly with Klarna.

  • Payment obligations are managed by Klarna.

  • Missed payments or disputes must be resolved directly with Klarna.

4 Girls Coffee is not responsible for financing terms or credit decisions.

13. Policy Updates

We reserve the right to update this Payment Policy at any time. Changes will be posted on this page with a revised effective date.

Continued use of our website indicates acceptance of updated terms.

14. Contact Information

For payment-related inquiries:

4 Girls Coffee
1226 E McFadden Ave
Santa Ana, CA 92705

📞 +1 (714) 415-2284
🏢 Entity No.: B20260004074

Business Hours:  

Monday 8:30am – 5:30pm
Tuesday 8:30am – 8:30pm
Wednesday 8:30am – 5:30pm
Thursday 8:30am – 8:30pm
Friday 9:30am – 8:30pm
Saturday 10am – 5:00pm
Sunday 10am – 2:00pm

Our Commitment to Secure Transactions

At 4 Girls Coffee, we understand that purchasing professional coffee equipment — whether it’s a Commercial Espresso Grinder, 9Barista Espresso Machine, or a 3 Group Onyx PRO — is a significant investment.

That’s why we provide:

✔ Multiple secure payment options
✔ Transparent billing practices
✔ Encrypted checkout systems
✔ Fraud protection safeguards
✔ Clear communication

We are committed to providing a safe, reliable, and convenient payment experience for customers worldwide.

☕ Thank you for choosing 4 Girls Coffee.